Twin Cities First-Time Home Buying Steps

shutterstock_138529043[1]Are you a first-time homebuyer looking to buy a home or a condo in Minneapolis, St. Paul or the surrounding area?

Please find below a few first-time home buying steps that you should consider when you are preparing to start the process of buying a new home or a condo in the Twin Cities. Education is important.

  1. Interview & select a REALTOR®
  2. Meet with a loan officer (if you are not paying cash for a property) …recommend you ask questions pertaining to the mortgage process.
  3. Obtain a mortgage preapproval
  4. Analyze your needs & wants pertaining to property type, minimum bedrooms & baths, square footage, etc…
  5. Research the locations & neighborhoods
  6. View properties in your locations of interest
  7. Write an offer to purchase
  8. Negotiate terms & conditions
  9. Final Acceptance
  10. Private Home Inspection Contingency (if elected)
  11. Obtain a Mortgage Commitment (discuss with your loan officer pertaining to the mortgage process)
  12. Title search
  13. Review you Closing Disclosure (CD) prior to closing (Obtain a copy of the CD from your mortgage loan officer and/or title company)
  14. Bring Funds to Closing
  15. Close on Your New Home or Condo
  16. Welcome to Homeownership!

If you are looking to buy a new home or condo in the Twin Cities, feel free to contact Shannon Lindstrom, Realtor with RE/MAX Results at 612-616-9714 or

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